Cycling covered by automobile insurance

info : Cycling covered by automobile insurance
hi I'm Brian Wilson a board certified personal injury attorney in Orlando
Florida
and I do a lot of cycling what do these two things have in common
well unfortunately florida leads the nation in the number of annual bicycle
related fatalities
and most to these accidents involve a collision with a car
many cyclists are unaware that in the state of Florida
cycle is involved in a bicycle motor vehicle accident
can seek compensation for their injuries under their own
automobile insurance policy if you look at your automobile insurance statement
you'll find the coverage called personal injury protection
or pip pip covers
eighty percent in medical expenses as 60 percent in lost wages
up to the coverage amount as stated in your policy if however medical expenses
and lost wages exceed what is covered under this area
then you are covered under the negligent parties liability insurance
unfortunately it is estimated that one out of every four Florida drivers
are uninsured this means that you must make sure you purchase sufficient
uninsured motorist insurance also known as
%um %um coverages optional in the state of Florida and too often people opt not
to buy it
because they don't understand that %um protect them
from the negligence other drivers if you see the you currently do not have %um
coverage
do yourself a favor call your agent today and purchase it
the cost to include %um trance on your policy is relatively inexpensive
and the value is immense here's another option that will give you even greater
protection
if you have more than one car on your policy asked for stacking %um coverage
when you purchase the stacking option you're able to receive the combined
coverage
should you be in an accident if you have any questions regarding a cycling
accident
and your legal rights call me at 407
244 3,000 .